HLMEX – Portfolio Manager Changes

Good Morning,

Attached is a piece that discusses changes made to the Portfolio Manager team on the Harding Loevner Emerging Markets Fund.

In short, Scott Crawshaw will be replacing Rusty Johnson as a co-lead portfolio manager as Rusty addresses a pressing health issue. Scott has been on the strategy since 2014 and has over 20 year of experience managing emerging market portfolios.

The financial and risk characteristics of the portfolio will not change materially, and any transition will be done deliberately to minimize trading and other associated costs. Transition-related turnover is expected to be approximately 10%.

John and I are meeting with the team in the coming weeks to get a more in-depth understanding of the changes and will follow up with any new information.

Thank You,

Pete

[Category Mutual Fund Commentary}

Peter Malone, CFA

Research Analyst

Direct: 617.226.0030

Fax: 617.523.8118

Crestwood Advisors

One Liberty Square

Suite 500

Boston, MA 02109

www.crestwoodadvisors.com

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Emerging Markets Strategy Update Letter.pdf